Our Business Is Helping
You Grow Yours
How do I apply for a business loan? Let us show you.
Services
Business Loans
Invoice & Cash Flow Finance
When you need to keep the ball rolling, our smart cash flow financing options will help you pay bills, meet payments and seize opportunities.
Lines of Credit
Inject some stability into your business with a line of credit, designed to give you fast access to cash when you need it for those can’t-avoid-it expenses.
Tax Debt Loans
Forget the paperwork and stress! Ask us about how a tax relief loan, covering GST, super and PAYG, can give your business the breathing room it needs.
Commercial Property Loans
Outgrown your current premises and looking to secure a hassle-free commercial property loan? Turn to the Specter team for a viable solution.
Asset & Equipment Loans
Looking for equipment finance Adelaide? When you need new tech, vehicles or job ready equipment, don’t put your operation on hold; talk to us about an asset and equipment loan.
Backing Aussie Business
We’re with you and your business for the long-haul.
Our M.O.
Who we are, and what we set out to do, has remained unchanged since our inception. Specter Financial exists to support Aussie business. It’s that simple.
Based in Adelaide, we collaborate with passionate business owners across the country to recoup, grow and fortify their operations. We love navigating the commercial landscape and negotiating with our panel of commercial lenders to find financial solutions tailored to your business needs. We look forward to supporting you in reaching your unique business goals.
FAQs
To be eligible for financing or loans via Specter Financial it helps if you meet the following two criteria; you’ve been trading for a period greater than 3 months, and you own a property. If you do not fall into one or either of these categories, get in contact with our broker team and we’ll review your options.
This will be determined on a case-by-case basis. Our team will provide you with loan limits depending on your business’s current turnover and profitability, or the equity stake you have in your properties.
At Specter Financial, our customer-centric philosophy means that we will always strive towards terms that enable the highest chance of success for you. Once we have established your current situation and future ambitions, we can work with you to arrive at terms that are customized to your needs and mutually beneficial for both parties.
The first step is to speak to a Commercial Broker at Specter Financial over the phone. We’ll discuss your business and your goals, and gather some key details about your operations and financial history. Then leave it to us – we’ll negotiate with our extensive lender panel and respond with commercial finance solutions tailored to your unique situation. Speaking to us is completely free and you’re under no obligation to go ahead. Request a call back below.
REQUEST A CALL BACK.
Would you like to speak to an expert at Specter Financial over the phone? Just submit your details, the type of financing solution you are looking into and we’ll be in touch shortly. You can also email us if you would prefer.
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